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Get your insurance in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/massage parlors, dance studios and physical therapists. Childcare for club members while on premises is included. Compare our free, no-obligation price quote for gym, yoga, health & fitness studios. The insurance you need to protect your health club, fitness center, day spas, rec centers, or gym.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions - Policy Limits
- Sexual and Physical Abuse Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Outside the Premises
Let the William G Mechling Insurance Agency, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Health Club Insurance policy holders.